Invest in time deposit up to 9% netto growth/year (Fix Rate)

[edbertc]

Hi All,

My name is Edbert (One of Agency Director in a company called Wana Artha).

If you are looking to grow your investment, we have a program called WAL-Invest, it is like a time deposit where you will received fix return per month.
The interest rate currently is at 9%/year (rupiah)

We also provide USD Account if you prefer in USD.

Call me for info,
Edbert
Agency Director
+62 821 2308 0811 (Whatsapp Available)

 

[jstar]

Hi Edbert,

Do you also offer time deposits in USD? Of course the rate would be much lower than IDR; can you give an indication of the yearly interest rate?

Would LPS apply on your products?

I guess the WAL Invest you mention is comparable to the TAK 23 product (as offered in Europe, for instance by BNP Paribas)? So similar to a reksadana but with life insurance possibilities?

 

[scouser59]

what happened to your reply to jstar ? is this product the usual BS ?

 

[dafluff]

Moderation warning:

what happened to your reply to jstar ? is this product the usual BS ?

Scouser59, you are welcome to ask questions of anyone who posts a free advertisement here, but we don't welcome rudeness. If you have specific concerns about the nature of the offer, go ahead and ask (civilly) for clarification. But asking someone if their product is "BS" doesn't help anyone.

 

[waarmstrong]

Seems to me that BS may arguably be a correct assessment. The OP has posted once and, so far anyway, failed to respond to posted questions and at least one private message. Could be, as well, that (s)he is just lazy or maybe inept; in either case, not a good recommendation as an investment advisor.

 

[scouser59]

Scouser59, you are welcome to ask questions of anyone who posts a free advertisement here, but we don't welcome rudeness. If you have specific concerns about the nature of the offer, go ahead and ask (civilly) for clarification. But asking someone if their product is "BS" doesn't help anyone.

unfortunately , in this country there is very little protection for locals never-mind expats, who get scammed by various savings ,investment or other such products ,a few local acquaintances lost a small fortune in such schemes , there is even no protection against skimming and phishing ,as I suffered some years ago with bca without 1 rup in compensation.

by all means people advertise their wares, but when a fellow member asks questions with no reply , alarm bells ring !

 

[El_Goretto]

You do realize that PT Asuransi Jiwa Adisarana Wanaartha is a well established life insurance company registered with OJK (Izin Usaha KEP-001/KM.13/1987 Tanggal 18 Nopember 1987)*?

While the OP could probably reply a little faster, if you are in such a rush to contact him there is a more direct way than via PM as he has shared his phone number.

*this does not constitute an endorsement by myself or Expat Indo of the ad in this thread. I am merely sharing readily available information after 30 seconds on google.

 

[dafluff]

unfortunately , in this country there is very little protection for locals never-mind expats, who get scammed by various savings ,investment or other such products ,a few local acquaintances lost a small fortune in such schemes , there is even no protection against skimming and phishing ,as I suffered some years ago with bca without 1 rup in compensation.

by all means people advertise their wares, but when a fellow member asks questions with no reply , alarm bells ring !

That is a more helpful and detailed comment than "is your product BS". See the difference?

 

[El_Goretto]

I edited Dafluff's post in case it wasn't clear that it was moderator warning.

 

[waarmstrong]

You do realize that PT Asuransi Jiwa Adisarana Wanaartha is a well established life insurance company registered with OJK (Izin Usaha KEP-001/KM.13/1987 Tanggal 18 Nopember 1987)*?

While the OP could probably reply a little faster, if you are in such a rush to contact him there is a more direct way than via PM as he has shared his phone number.

*this does not constitute an endorsement by myself or Expat Indo of the ad in this thread. I am merely sharing readily available information after 30 seconds on google.

Perhaps, but keep in mind that there is no assurance that the OP has any connections to "a well established insurance company." Nor is it reassuring to speculate that an Agency Director would post a advertisement on an internet forum without understanding the common manner of fielding questions and answering inquiries emanating from that forum.

Make all the excuses you wish, but the guy is off to a poor start around here, even if he is legit. I am a potential investor for which the phone option is not a good option. If Bapak Chandra plans to do business with me, he would be well advised to answer my private message.

 

[Wisnu]

I also expect him to response.
with the help of uncle google I found this link https://www.linkedin.com/in/edbert-chandra-ec-well-penipu-256221114
there's another linkedin account for the same name but he is Retail Account Manager at Microsoft
I'm not sure if this is the same person or his account has been hacked, but certainly will raise a question if I want to be his customer.

 

[El_Goretto]

Wisnu, thank you for pointing that out, it is indeed a legitimate concern.

Earlier today I researched about Edbert Chandra and what I found is:

1. It appears that someone had a grief against him and posted the following scam story in several places: http://www.suratpembaca.web.id/deta...N+BROKER+FOREX+Oleh+Edbert+Chandra+EC+Well+++
This person went as far as creating fake LinkedIn and Twitter accounts accusing Edbert of scam.

This is the only scam story associated with Edbert Chandra that I found.

2. Edbert Chandra has posted the following response in defense:
http://www.kompasiana.com/edbertcha...-dari-tim-kompasiana_57075cb6d57e61800582434a

3. When searching for Edbert Chandra or his phone number, there is no difficulty finding his posts on various platforms and forums including many posts on kaskus where he posts about financial products and sells his second hand stuff. One thing is for sure, he is not hiding his identity.

I'd be curious to get Edbert's side of the story.

 

[jstar]

The post here does not really look like identity theft; al the contact info is legit. But of course you get to the advertisers' issue again; they don't follow up, have probably not even an idea on which sites and forums they posted in the first place.

Off topic: I really think it's absurd btw; google a name and you see all their family members, colleagues, vacation pictures etc. Not only for possible identity theft but the privacy?!

 

[edbertc]

Hi Edbert,
Do you also offer time deposits in USD? Of course the rate would be much lower than IDR; can you give an indication of the yearly interest rate?
Would LPS apply on your products?
I guess the WAL Invest you mention is comparable to the TAK 23 product (as offered in Europe, for instance by BNP Paribas)? So similar to a reksadana but with life insurance possibilities?

Hi jstar, sorry for late reply.. I only active in forums once/twice monthly.
I left my number in the thread, so you can contact me directly if you have any interest regarding this WAL-Invest.

Rate for USD is 1% P.A, therefore it might be better if you can use IDR for this program.

LPS only insure USD Time deposit max up to 0,75% P.A (Before Tax).

If you need more information, please contact me through text/call/whatsapp +62821 2308 0811.

Thanks and Have A Good Day.

 

[edbertc]

what happened to your reply to jstar ? is this product the usual BS ?

Please note that not all people have to be on forums 24/7..
I left my number on the first thread, so if any one has interest, you can contact directly rather than waiting for replies from forums.

Thanks

 

[edbertc]

You do realize that PT Asuransi Jiwa Adisarana Wanaartha is a well established life insurance company registered with OJK (Izin Usaha KEP-001/KM.13/1987 Tanggal 18 Nopember 1987)*?

While the OP could probably reply a little faster, if you are in such a rush to contact him there is a more direct way than via PM as he has shared his phone number.

*this does not constitute an endorsement by myself or Expat Indo of the ad in this thread. I am merely sharing readily available information after 30 seconds on google.

Thanks for the concern, I reply quite slower than expected because I only active in forums once/twice per month.
If there is any rule that I must be active everyday on this forum, i should have read the agreement before.

I left my phone number for that purpose because I don't active everyday on forum.

Thanks Sir.

 

[edbertc]

Wisnu, thank you for pointing that out, it is indeed a legitimate concern.

Earlier today I researched about Edbert Chandra and what I found is:

1. It appears that someone had a grief against him and posted the following scam story in several places: http://www.suratpembaca.web.id/deta...N+BROKER+FOREX+Oleh+Edbert+Chandra+EC+Well+++
This person went as far as creating fake LinkedIn and Twitter accounts accusing Edbert of scam.

This is the only scam story associated with Edbert Chandra that I found.

2. Edbert Chandra has posted the following response in defense:
http://www.kompasiana.com/edbertcha...-dari-tim-kompasiana_57075cb6d57e61800582434a

3. When searching for Edbert Chandra or his phone number, there is no difficulty finding his posts on various platforms and forums including many posts on kaskus where he posts about financial products and sells his second hand stuff. One thing is for sure, he is not hiding his identity.

I'd be curious to get Edbert's side of the story.

Yes, there is someone use my ID for other purpose, i already take this issue to people in charge, and the guy who falsely using my id will be charged for false accusations..

For people who read this forums, please note that I don't always active in such forums.

Please follow my social network if you like, because i am more active in that particular area.
Also this is my phone number +62821 2308 0811.
email address : [email protected]

My branch office is in Gedung Faria 3rd Floor Grogol, Jakarta Barat (nearby Central Park/CitraLand).
Our main office is at Mampang Prapatan Jakarta Selatan.

Please contact me through phonecall, text, whatsapp, email if you need any information regarding this investment.

No guarantee i will be reading your replies soon from this forums since we have other businesses to handle.
Thanks and Have A Great Day All

 

[edbertc]

I also expect him to response.
with the help of uncle google I found this link https://www.linkedin.com/in/edbert-chandra-ec-well-penipu-256221114
there's another linkedin account for the same name but he is Retail Account Manager at Microsoft
I'm not sure if this is the same person or his account has been hacked, but certainly will raise a question if I want to be his customer.

I am not so active in linkedin, but to prevent all misunderstanding because there is a guy who falsely using my id,
this is my account for linkedin .

https://www.linkedin.com/in/edbert-tjendra-a57212127

Thanks

 

[atlantis]

Yes, there is someone use my ID for other purpose, i already take this issue to people in charge, and the guy who falsely using my id will be charged for false accusations..

Will be? I've just click on the Surat Pembaca link which has been posted 8 months and 3 weeks ago. May I kindly ask you why you did not write "the guy who falsely using my id has been charged for false accusations". To be honest, considering the fact that it is pretty easy to identify him and considering the stipulations of UU 11/2008 it's hard for me to understand why you didn't have him already locked, charged and tried. 9 months is a lot of time.

 

[edbertc]

Will be? I've just click on the Surat Pembaca link which has been posted 8 months and 3 weeks ago. May I kindly ask you why you did not write "the guy who falsely using my id has been charged for false accusations". To be honest, considering the fact that it is pretty easy to identify him and considering the stipulations of UU 11/2008 it's hard for me to understand why you didn't have him already locked, charged and tried. 9 months is a lot of time.

Let just say I knew the guy who did this, and he is my own partner because we have our differences.You need to register your company name, logo and everything before you want to take this to the court. We are on 4 months trial and error stage and the guy already decide going elsewhere.

With all due respect, I already put this behind me, and this is a forum about wana artha (fixed-rate invesment), please do not combine any personal issue into this thread.

If you would like to know more, please don't hesitate to contact +62821 2308 0811.

Thanks