How do you guys invest?

[pantaiema]

View attachment 5845
Could you elaborate on that? I found it to be a sensible post; especially in these times of large government deficits and wars in the ME, inflation can run high, and gold can serve as a hedge against that.
I think it is in the medium to long term.

What has been said is a very basic common sense. But if you want to go deeper, rely on authoritative sources. I've shared a link to Investopedia. Unless you claim to know more than their financial experts. Investopedia is a trusted resource for professional investors and hedge funds, not random people boasting online.

As the Investopedia article on inflation hedges points out:
' Gold is a popular inflation hedge because its price often rises as the dollar's value declines.'

https://www.investopedia.com/ask/answers/020915/has-gold-been-good-investment-over-long-term.asp

'From 1990 to 2020, gold increased 360% compared to the Dow Jones Industrial Average's 1,081% gain, illustrating how stocks have generally provided better long-term returns.'

'Gold tends to shine brightest during specific economic conditions: periods of high inflation, geopolitical uncertainty, or market downturns, making it more valuable as a portfolio hedge than a primary growth investment.'

https://www.investopedia.com/ask/answers/020915/has-gold-been-good-investment-over-long-term.asp

And You don't need AI to navigate thorough Investopedia.

Another proof is to Just look back at your own quotation in post #721, and you'll see that everything Investopedia states here is the link between gold performance vs inflation, uncertainty is true.

 

[Balifrog]

As the Investopedia article on inflation hedges points out:
' Gold is a popular inflation hedge because its price often rises as the dollar's value declines.'
https://www.investopedia.com/ask/answers/020915/has-gold-been-good-investment-over-long-term.asp

Value of was set at the Bretton Woods Conference in 1945 at 35$ / ounce.
Now it is at 4.000$ (after having been at 5.000).
It is still exactly the same material, same grade, same weight.
I agree that speculators, national banks and higher industrial demand may be for a part in this price increase but it is mainly due to the devaluation of the USD :

A $1 bill from 1945 has the equivalent purchasing power of about $18.72 in 2026, based on the U.S. Bureau of Labor Statistics Consumer Price Index (CPI). [1]

Key Inflation Details

• • 1945 CPI: 18.0 [1]
  • 2026 CPI: 336.94 [1]
  • Cumulative Price Increase: 1,761.00% over 81 years (an average inflation rate of 3.68% per year) [1]
  • Purchasing Power: Today's prices are roughly 18.61 times higher than they were in 1945, meaning a modern dollar buys only about 5.4% of what a dollar bought back then. [1]

 

[snpark]

More importantly it (gold) is a tangible asset that can be held in physical form also

Not like that silly bitcoin thing
I've yet to meet anyone who actually OWNS one let alone actually has a whole complete one lol

Yeh yeh it went from $10k to $100k to $40k to $80k but anyone I know who "has" bitcoin actually owns only 0.0043573 % of one and it's on some secret digital harddrive with only 1 password and most of the time they get stolen lost destroyed forgotten or hacked into

 

[Balifrog]

More importantly it (gold) is a tangible asset that can be held in physical form also

Not like that silly bitcoin thing
I've yet to meet anyone who actually OWNS one let alone actually has a whole complete one lol

Yeh yeh it went from $10k to $100k to $40k to $80k but anyone I know who "has" bitcoin actually owns only 0.0043573 % of one and it's on some secret digital harddrive with only 1 password and most of the time they get stolen lost destroyed forgotten or hacked into

Those crypto storage devices are open to hacking.
See this story, with technical explanation. This hacking operation is not some amateurish stuff. It is very high professional level.

 

[pantaiema]

Value of was set at the Bretton Woods Conference in 1945 at 35$ / ounce.
Now it is at 4.000$ (after having been at 5.000).
It is still exactly the same material, same grade, same weight.
I agree that speculators, national banks and higher industrial demand may be for a part in this price increase but it is mainly due to the devaluation of the USD :

A $1 bill from 1945 has the equivalent purchasing power of about $18.72 in 2026, based on the U.S. Bureau of Labor Statistics Consumer Price Index (CPI). [1]

Key Inflation Details

• • 1945 CPI: 18.0 [1]
  • 2026 CPI: 336.94 [1]
  • Cumulative Price Increase: 1,761.00% over 81 years (an average inflation rate of 3.68% per year) [1]
  • Purchasing Power: Today's prices are roughly 18.61 times higher than they were in 1945, meaning a modern dollar buys only about 5.4% of what a dollar bought back then. [1]

Well, Is that return really that impressive when stretched across 81 years? For perspective, the Dow Jones alone managed a 1,081% gain over just a single 10-year stretch. Between 1990 and 2020, gold rose 360% compared to the Dow's 1,081%.
https://www.investopedia.com/ask/answers/020915/has-gold-been-good-investment-over-long-term.asp

Now, let's map out a comparison between Gold, the S&P 500, and the Dow Jones so people can easily compare them. This is just a standard Yahoo Finance chart that anyone can view and interact with on their own, no AI needed and you can adjust the time frame however you like. Over the long run, during periods of low inflation and stability, equities will always beat gold by a wide margin.

This aligns with what financial experts have always pointed out: Post#861

'Gold tends to shine brightest during specific economic conditions: periods of high inflation, geopolitical uncertainty, or market downturns, making it more valuable as a portfolio hedge than a primary growth investment.'

You'll find other authoritative sources making the same point, that gold is generally working as a hedge against inflation and uncertainly and the reason for it is very sensible. But you don't have to take their word for it because everyone can easily verify it yourself by plotting the comparison chart by themselves and compare it, adjusting chart time frames whatever you like to see the full picture.