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      pantaiema replied to the thread Car Interest Rates.
      It seems this is the common way the car loan / leasing is calculated in Indonesia. So it is different to people common understanding of...
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      pantaiema reacted to jstar's post in the thread Car Interest Rates with Informative Informative.
      Yes compounded…
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      pantaiema replied to the thread Car Interest Rates.
      If compounding interest of the principle loan is accounted in advance, added to the principle, and divided by the number of payments...
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      pantaiema replied to the thread Car Interest Rates.
      So it is actually it is a much simple maths and more significant difference. They already account all of the interest in advance, added...
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      pantaiema reacted to centurion's post in the thread Car Interest Rates with Informative Informative.
      I did not mention nominal interest rates, but "nominal" interest rates. They are called "nominal" interest rates in Indonesia in the car...
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      pantaiema replied to the thread Car Interest Rates.
      The car price like for like, especially luxurious car in Europe or other developed world is definitely much cheaper compared to the car...
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      pantaiema replied to the thread Car Interest Rates.
      Just a reminder in order to prevent the car sellers, lenders to confuse people using various terminology; the relationship between...
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      pantaiema replied to the thread Car Interest Rates.
      Offering a loss leader product with time restricted, (e.g only during the promotional period for instance) is not too good to be true in...
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      pantaiema replied to the thread Car Interest Rates.
      Look at the whole picture, not just the interest rate. In other countries you could even get 0% of car loan, let alone it is just lower...
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      pantaiema reacted to fastpitch17's post in the thread Bali, A New Path with Informative Informative.
      Bali's Governor has come up with a list of to do and not to do for all tourist and some local residents...
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      pantaiema reacted to flavus's post in the thread Hello from the US! with Like Like.
      Soon-to-be ex-WNI here, this forum has been a great resource for figuring out the intricacies of what to do after naturalization...
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      pantaiema replied to the thread Hello from the US!.
      Welcome Flavus. Assuming you were born in Indonesia and had spent years in Indonesia, IMO even you are ex-WNI due to citizenship law...
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      pantaiema reacted to Wisnu's post in the thread Michelin in Bali? ⭐️⭐️ with Agree Agree.
      Nasi goreng is not typical daily home cooking Indonesian dish. Indeed, it's easy to get, typical breakfast menu on hotels, particularly...
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      Regional co-operation should take care of that. Courtesy of Indonesia, they can be armed with durian, coconuts and nangka, plus very...
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      pantaiema reacted to manish's post in the thread C317: onward/return ticket needed? with Like Like.
      I came here with a C317 visa, then extended it to KITAS. So, no, you don't need any onward or return tickets for that. I applied on...
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