How do you guys invest?

[pantaiema]

This is a straightforward financial concept that even someone without a strong finance background can easily grasp. If you invest US$500k at a 100% ROI (equivalent to a two-year payback period), with the compounding effect you will become a billionaire in less than 11 years. In fact, some foreigners from developed countries already possess assets of this value, as the properties and other assets they own back home are often worth well over that figure and could be sold to start a property investing in Bali. Interested in joining the billionaire club?? This might be the easiest route to become a billionaire !!!!

This is an example of estimated cost of constructing villa in Bali. The cost of constructing a reasonably high-quality villa with more than 10 rooms could easily surpass that US$500k figure. This estimated figure has not counted other costs such as furnishing the villa.

Constructing a Villa in Bali: A Complete Cost Breakdown 2026

Explore the costs of constructing your Bali villa, covering building expenses, legal fees, and budget tips for investors in 2026.

www.bukitvista.com

 

[snpark]

Omg I'm so tired of repeating myself when you clearly don't understand what I am saying. You are just posting nonsense to support your bizarre theories. No wonder you are the 2nd most hated poster on this forum behind me.

At no point was my investment presented to me as get your money back in a year or wow look at this screen shot of some room rates.

It was my friend who asked me to join her because she had run out of money during the construction. It was still a hole in the ground. My point all along has been how lucky we were that after COVID she was able to treble and almost quadruple the room rates and therefore we were able to get out initial capital back after a year and the subsequent monthly income was reinvested.

The room rates were just to show you how ridiculous the prices in Bali are now.

I've said all along this is not the norm. Be it luck or whatever but a guest house is good business if you can find cheap land and keep your building and furning costs low. It's amazing how much some people pay and still consider it a bargain. Good for them. Great for me.

Please. End of story. Stop nit picking in every single post I make. Everything i said was true and factual.

During COVID Bali was very very different. Now it's totally out of control and crazy and prices sky high and everyone is slowly relocating to Lombok. And after that where next? North Bali? Where is the airport. Lol.

My experience is unique and that's it. So fill your boots trying to find fault or copy paste wiki or chatgpt for your replies.

Thankyou.
God I wish Shadrach was here to fight with you instead. I'm exhausted. Maybe I should move in with Balifrog lol. We can eat brie and drink red grape juice together

 

[Balifrog]

To note that @pantaiema is speaking about the Cangu area which is not representative of Bali.
The place was unknown 5 years ago, you never heard speaking about it.
After Covigedon ended it became the craze of the day. First with Russian (and they have real money), then with the guys working remote online, and then with the idiots of the vloggers, bloggers community. Oops, make that "content creators"
And the prices went berserk. A lot of people made plenty money, often with illegal construction.

"Bali authorities are actively enforcing strict crackdowns and moratoriums on illegal construction across Canggu. Enforcement units (Satpol PP) are targeting properties that lack correct building permits, encroach on protected riverbeds, or violate zoning and height restrictions, with major projects facing heavy fines, forced closures, and physical demolition"

"Overdevelopment and Zoning Violations: Many private luxury villas, cafes, and entertainment complexes were built on protected land, such as agricultural zones (Green Belts) or riverbeds, which threatens the island’s environment and local infrastructure"

 

[Balifrog]

"The Unlicensed Villa Crisis: The Jakarta Globe reported that an increasing number of foreign tourists are staying in or illegally operating unregulated villas in Canggu, avoiding local taxes, and taking business away from legitimate, local operators."

Should we ask our friend about this "detail" ?

 

[jstar]

Cangu area which is not representative of Bali.
The place was unknown 5 years ago, you never heard speaking about it.

That is exactly what has been happening in Bali the last decades and it is very representative.

Every time an area is ‘discovered’ and filled with new projects and developments. And then they move on and put everything on the market to free up funds.

Very easy to see that from the current hotspots everything has been moving up north and southwest.

So now it’s Cemagi, Nyanyi and Uluwatu and Gianyar. Tomorrow it will be Tabanan and Mengwi and Klungkung and Ungasan. Etc. Etc.

 

[harryopal1]

That is exactly what has been happening in Bali the last decades and it is very representative.

Every time an area is ‘discovered’ and filled with new projects and developments. And then they move on and put everything on the market to free up funds.

Very easy to see that from the current hotspots everything has been moving up north and southwest.

So now it’s Cemagi, Nyanyi and Uluwatu and Gianyar. Tomorrow it will be Tabanan and Mengwi and Klungkung and Ungasan. Etc. Etc.

As Jet says, "So now it’s Cemagi, Nyanyi and Uluwatu and Gianyar. Tomorrow it will be Tabanan and Mengwi and Klungkung and Ungasan. Etc. Etc."

This contagion of tourism, digital nomadism and population explosion seems to be spreading across the world like a new virus with the symptoms being rocket like increases in accommodation costs and inflation in living costs. In Bali the Jalan Uluwatu approach towards Ungasan is already terrible with massive trucks and general traffic often crawling forward at walking pace and often not movingat all. Infrastructural needs for roads, water, sewerage and rubbish disposal are lagging far behind the building craze so that whatever joy may exist in a new villa or house is wiped out with the sheer inconvenience of getting to and fro.

There are grand plans in hand to change all this but if it is near traffic hell now we will really be in it as construction beings with years of absolute chaos ahead.

In so many countries around the world we are seeing local residents being driven out of towns and cities by these rising prices and a plethora of signs popping up saying, "Tourists go home." But as long as investment monies make profits we continue with this crazy spiral.

 

[scouser59]

I avoid Canggu like the plague , I want nothing to do with the traffic and of course the prices , the area is known as little moscow , I dont like breathing the same air as "child killers" . Bali is dying as resort area rubbish piling up with no clear solution , the sooner everyone "buggars off" to their next location the better .
Im happy to be paying 17 juta a year in nusa dua for a 2 bedroomed bungalow , 10 minutes from a clean beach .

 

[Helpful Herbert]

Last time I went to Bali was before COVID, and I have less than zero interest in ever going back there.
Even though Jakarta has the ongoing problem with mosque loudspeakers, it is still far more pleasant to live in than Bali.

 

[snpark]

Last time I went to Bali was before COVID, and I have less than zero interest in ever going back there.
Even though Jakarta has the ongoing problem with mosque loudspeakers, it is still far more pleasant to live in than Bali.

Each to their own but I'm a light sleeper but never really had any problem with mosque noise, and been here almost 2 decades, following almost the same amount in the Middle East

I guess it just depends on your actual location.

 

[Balifrog]

Last time I went to Bali was before COVID, and I have less than zero interest in ever going back there.
Even though Jakarta has the ongoing problem with mosque loudspeakers, it is still far more pleasant to live in than Bali.

To each his own.
For me a muslim area is an ABSOLUTE NONO. Zero freedom + the noise.
Worked in Egypt, Saudi and Dubai, ok because of the money, but done with it.
Bali is not paradise, but for a pensioner it is a good compromise. Not Cangu of course, I don't fit in the right age bracket....
Now triple my pension and I'll be off to St Martin or the Seychelles.......

 

[pantaiema]

There is a massive difference between achieving a two-year PBP or 100% ROI due to genuine performance versus arriving at those figures because of miscalculation. When an investor calculates ROI or PBP, they include all eligible associated costs. This is where the issue of miscalculation might arise.

When an investor with basic knowledge of investment appraisal or someone who has worked in financial services for multiple decades calculates the ROI or PBP of an investment, they understand that all associated costs must be included,

Now, apply the most optimistic rental assumptions using rental rates from the post-COVID-19 rental boom (as previously provided) and run the calculation. However, you MUST include all eligible costs, such as construction costs, operational expenses (including administration, utilities, and maintenance), taxes, Landlease, and the cost of borrowing, even if you are using your own funds, as there is still an opportunity cost. Now determine whether you still arrive at a two-year PBP. Many people do not need to run the actual figure to know the answer.

 

[snpark]

Or someone offers you an investment which unexpectedly turns out to be even more successful than you imagined such that your return is quicker than you planned.
Or maybe you renegotiate with your partner and say hey I will be dead in 5 years how about you just return my investment with say 10-15% in a couple of years and a bonus if you sell the property.
That way i get my money back while I'm alive and made a bit more than from a bank and she gets to increase her shareholding rather than me having 30% for 39 years getting a few thousand a month.

I'm happy. She's happy.
Not everything is from the Pantomime book of Economics