Used Cars

Just another way to screw you since there are a lot of people driving around with no insurance of any kind. Some states make it mandatory to have but not all. No matter, get in an accident that you are not at fault and your rates drastically jump up.

Most policies around here come with uninsured motorist coverage at little cost; I have both underinsured and uninsured coverage. It's actually a good deal; no good reason not to have it.
 
Just another way to screw you since there are a lot of people driving around with no insurance of any kind. Some states make it mandatory to have but not all. No matter, get in an accident that you are not at fault and your rates drastically jump up.

True - after my car was written off I bought a more sober vehicle in the hope of a lower insurance premium - it was then that I was told because I had "claimed" I had lost my "no claims bonus" and was therefore considered a higher risk (despite being the innocent victim) Which begged the question why bother having insurance in the first place ?? I decided that I liked to get kissed before I get fucked, and knowing the fine for being caught driving without insurance was actually lower than the cost of insurance I decided to drive illegally.
 

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