Again, I don't want to nag and I see that BPJS is far from perfect but I think it depends on a place. Let's be honest, Jakarta is the ibu kota but has way too many people and in some ways and some places the conditions can be terrible.
I usually also don't use it, but I had a situation last year where I was unconscious and fell down in the bathroom. Until now nobody knows what really happened, I guess I was just too tired from various activities. We went to the emergency, they took good care of me. Then they send me to see an expert at the hospital the other day. Even when I told him that it probably wasn't a big problem he sent me to another hospital (the most expensive one in Batam) and practically forced me to do a brainscan that resulted in nothing. All on the bill of BPJS to be clear again. Ok, maybe Batam has a higher standard an Iam a Bule, but they still wouldn't do anything that can't be done.
So either the BPJS situation has gotten worse over the last halt year (which would be no surprise for me, the bills stack up), they bend the rules or it depends on the place and they still bend the rules.
So yeah, however it is Iam sure we will see some changes to BPJS in the future, especially for people who can actually pay their own bills. There is a lot of talk in town but we know how fast and accurate things work here...
About the wheelchair, why doesn't someone just give her the 300,000? Talking isn't gonna help...