BPJS as foreigner with no work??

[Bad_azz]

I have my own - Head of a family of 1 - me as is hubby.

I no longer have my own KK (cos I am now WNI & had to get the docs changed), the miniature husband has somehow become elevated to head of the household- a point he thoroughly enjoyed making for all of 10 seconds until I set him straight

 

[Methblinkz]

I have BPJS however I have never used it to date. Mainly because I am too lazy & have found it easier to dash off to the hospital & deal direct with the place I like.
I have had one or two hospital visits & to be fair I have found overall the care to be reasonably decent (apart from 1 disastrous time where the guy really seemed to be clueless), my point being- a visit with a specialist costs about 200,000 IDR - A visit with a lower rank Dr costs less.
A cardiogram wasn't overly expensive, x rays aren't that bad either about 600,000 to 1 million idr.
So, don't panic too much, unless you get severely sick or have a devastating accident you will likely be able to scrape together the cash for immediate care.

Yes I also would say that most basic things are very well affordable. I also don't hope for it, but most of us don't get spared by any major stuff sooner or later. So yeah, as always, I don't live in fear and hope for the best and maybe things also will change someday.

 

[scouser59]

I unfortunately required some surgery after a minor bike accident , my insurance with allianz did not work as customer service were totally useless and unhelpful to my wife ,not like bupa or similar , luckily i had bpjs they did their duty , ya it wasnt 5 star ,but it worked thankfully .

So ya its important to have bpjs ,unfortunately the application of membership varies from area to area .

 

[Methblinkz]

I unfortunately required some surgery after a minor bike accident , my insurance with allianz did not work as customer service were totally useless and unhelpful to my wife ,not like bupa or similar , luckily i had bpjs they did their duty , ya it wasnt 5 star ,but it worked thankfully .

So ya its important to have bpjs ,unfortunately the application of membership varies from area to area .

Yes I also would say it is good if you can rely on something like that.

Especially surgeries can cost quite a lot. My mother in law needed a special eye surgery that was not available in Batam and that alone would have cost her around 50 million rupiah without BPJS, at least the doctor told us so.
From what I know, no matter in which country, hospital prices can get pretty "unreal" if you don't have an insurance.