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    Homeowners Insurance

    MSIG has a premium calculator for their home insurance. It shows that the tariff rate is 0.1996% of the sum insured. Does that mean they are gambling on a less than 1 in 500 (years) chance that there will be an earthquake that can completely destroy your house? Does Zurich Re know about this??
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    Back as an upper-middle income country, but will Indonesia be trapped there?

    In the west they are pushing this by taxing combustion engine vehicles and fuels higher and higher. They also come up with new things they can impose tax on or prohibit vehicles with certain types of engines to enter certain areas. On the other hand they subsidize the more expensive hybrid and...
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    Homeowners Insurance

    Aren't you renting? What is covered by the insurance, health? Death? Your Van Gogh?
  4. P

    Homeowners Insurance

    Just like when banks went bust during the '97-'98 monetary crisis and people lost their savings... It is wise to learn about the risks of earthquakes in Java. Especially the south is close to a subduction zone between two tectonic plates where considerable pressure has been building for some...
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    Back as an upper-middle income country, but will Indonesia be trapped there?

    My conclusion that education needs to be customized to improve student performance? Well, for instance something that makes teaching challenging and not very effective is when your class consists of students that have very different abilities. Finding a middle way in between the quick learners...
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    Back as an upper-middle income country, but will Indonesia be trapped there?

    There has been a study in indonesia that investigated the relationship between doubling teachers' salary and student performance. Your comment refers to foreign teachers so this study is not held in the same context. But I do agree with you, somehow education here is not very effective. What...
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    Homeowners Insurance

    Not specific home owner insurance but still interesting, from The Jakarta Post 2018: Only 1.7% of Indonesians covered by insurance programs When in Rome...
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    No Indonesian Culture

    Daendels had De Groote Postweg (The Great Postroad) built in 1808-1811, connecting West-Java to East-Java and Batavia to Soerabaja.
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    The practice test to get a driving licence. If you pass you could become a circus performer !!!

    The missus had a paket of 12 driving lessons from a local driving school (Natuna). After finishing her last lesson the school arranged her SIM for her @Rp700k. She only had to go to the Satlantas to have her picture taken and a signature.
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    Indonesia's Jakarta-Bandung high-speed railway launched.

    Let's go to Surabaya! From Kompas: Kereta Cepat Mau Dilanjut sampai Surabaya, Ini Rutenya KCIC is a different name for taxpayer?
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    Excellent article about growing up as a mixed kid in Indonesia

    I live on the edge of a small town and don't get me wrong, I love it. Many sawahs and other nature around me. Quite peaceful too. Although my house is made of bricks and mortar, we had our fair share of uninvited animals inside. A scorpion, tokeks and snakes, an ular weling and a green pit...
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    Excellent article about growing up as a mixed kid in Indonesia

    I skipped a bit through the videos so I don't know if he lives there by choice or if it is force majeure. Man, that place must be a war zone at night. Insects crawling in from under the floorboards and out from under the roof tiles. Termites eating away at the wooden frames and bamboo walls...
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    Indonesia's Jakarta-Bandung high-speed railway launched.

    This reminds me of a documentary about the Chinese building a road in Congo. Rather, trying to build. It's hilarious. The culture clash, the bureaucracy, locals stealing fuel from trucks, the inability to source materials etc. Something what was supposed to be routine project turns into a...
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    A new era of world wide poverty

    An article called 'How Climate Change Will Affect Plants' mentions a couple of interesting things. Including positive things. Yes they exist, although we don't hear them often in the news. The increase in CO2 in seawater will also increase fotosynthesis in algae and see grass, which are food...
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    An El Niño year…. 🌞

    I remember very well the rain season of 2007-2008, right after the 2007 el Nino. It was early January and we had just planted 3 plots of land with Sengon trees. Then, a full month of no rain, clear skies and scorching heat. Most trees did not survive and had to be replanted later in the rain...
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    No package delivery to Indonesia

    The FedEx list provides information on what you can ship to indonesia, but if you bring your own things, different rules may apply. I've never had problems with (multi)vitamins in my suitcase, but sending over a kilo of creatine (nutritional supplement) was a problem. Once some sweeteners for...
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    A new era of world wide poverty

    From august 2022: Parts of Australia's Great Barrier Reef show highest coral cover in 36 years
  18. P

    A new era of world wide poverty

    Some news from WRI and the University of Maryland: 36 Countries Are Gaining More Trees than They’re Losing Unfortunately there is still a huge net loss world wide, especially primary forests. But at least some initiatives are starting to show results. Indonesia's loss of primary forest was...
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    Mobil Rakyat...new cars

    Some of us may remember drawing watercolors in kindergarten. How at the end of the hour the color palette with 6 colors had degenerated into 1 large spot of paint with a light brown color. Well, it turns out this color has a name: Sand Khaki Pearl. And Honda provided the HRV with it. See it and...
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    A new era of world wide poverty

    Similar to the Malthusian Theory of Population that says that the world's population grows faster than the food supply, inevitably leading to starvation reducing the earth's population. This theory failed to anticipate the development of new (agriculural) technologies.

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