The Bank of Indonesia and GPN domestic card payment system

[pantaiema]

Nasi JInggo is 5K IDR here in Bali and I know many who would be happy to have a 5K note for lunch. Plus carrying around 5,10 and 20K are perfect for tips

You could still get lunch even in Jakarta for IDR5k

4 Warteg Legendaris di Jakarta, Harga Lauk Mulai Rp 3.000

Warteg berikut ini disebut legendaris dan populer karena sudah berdiri selama puluhan tahun dan kerap didatangi oleh artis dan pejabat negara.

www.kompas.com

This is in Jakarta, the most expensive city in Indonesia, so let alone in the villages. There will be a lot of people in Indonesia happy to take IDR5k if you donate to them, For instance beggars. So IDR5k is not the most worthless in the world.
Even in the UK, Europe, US people will still give you a change of 1p, 1c which is just equivalent to IDR100-190.

 

[snpark]

For those that have nothing, those 1,000, 2,000, and 5,000 notes don't feel they are worthless. Maybe the self centered, egotistic bule who thinks they are better than the locals that surround them because they want to show off some wealth may but, those small bills can buy a hungry stomach a meal.

Well good luck to you if you need all those dirty 1,000rp bills. Me personally I don't so I give them back / leave the change / tip

Nothing to do with my personal wealth. I just don't have time or effort to have bundles of tiny denomination notes in my wallet which are worth pennies. As I said the same way in Europe I don't walk around pockets full of 10p coins.

Not sure why you have to make your posts racist against me all the time. No one is showing off. But reality is that if $1 is 15,000rp then 5,000rp is 33cents so why would I carry such a small note or coin? Can you even buy anything for that?
So I give them away. That's not showing off.
Its called tipping. Being generous. Spreading the wealth. And no I don't take IG story video about my generosity look at me feeding the poor people lol.

 

[snpark]

You could still get lunch even in Jakarta for IDR5k

4 Warteg Legendaris di Jakarta, Harga Lauk Mulai Rp 3.000

Warteg berikut ini disebut legendaris dan populer karena sudah berdiri selama puluhan tahun dan kerap didatangi oleh artis dan pejabat negara.

www.kompas.com

This is in Jakarta, the most expensive city in Indonesia, so let alone in the villages. There will be a lot of people in Indonesia happy to take IDR5k if you donate to them, For instance beggars. So IDR5k is not the most worthless in the world.
Even in the UK, Europe, US people will still give you a change of 1p, 1c which is just equivalent to IDR100-190.

Please read again. I DO give away. I don't just burn them all!

Really? Lunch for 5,000rp in Jakarta? Ok

And they don't even mint 1p or 2p coins anymore in UK "the coppers"

 

[snpark]

You could still get lunch even in Jakarta for IDR5k

4 Warteg Legendaris di Jakarta, Harga Lauk Mulai Rp 3.000

Warteg berikut ini disebut legendaris dan populer karena sudah berdiri selama puluhan tahun dan kerap didatangi oleh artis dan pejabat negara.

www.kompas.com

This is in Jakarta, the most expensive city in Indonesia, so let alone in the villages. There will be a lot of people in Indonesia happy to take IDR5k if you donate to them, For instance beggars. So IDR5k is not the most worthless in the world.
Even in the UK, Europe, US people will still give you a change of 1p, 1c which is just equivalent to IDR100-190.

That's not lunch. That's one side dish.
So you want rice and a boiled egg? Telur Balado? The egg is 3000 without the rice. Maybe you can get half portion of kailan to go with your egg
Selamat makan!

 

[Hawk256]

20,000rp is about €1.20 or £1

I don't even think I carry them. Too small for me to be worried about. If I even get one in my change I don't pick it up.
Blues and reds only for me. No one got time to have a pocket of coins. (Equivalent)
I mean 1,000 2,000 and 5,000rp notes even for poor people must be the most worthless note or one of in the world

Its like 1/15th of a $
Not even a dime or a quarter

Just send all your dirty, small bills to me. I will take care of them for you. You won't ever have to see them again.

 

[snpark]

Just send all your dirty, small bills to me. I will take care of them for you. You won't ever have to see them again.

They are on counters and shops and stores all round Mega Kuningan. Help yourself. Right where I left them. Probably still there. Usually in case the guy behind is short of 1,000rp lol
Pay it forward

 

[Balifrog]

20,000rp is about €1.20 or £1

I don't even think I carry them. Too small for me to be worried about. If I even get one in my change I don't pick it up.
Blues and reds only for me. No one got time to have a pocket of coins. (Equivalent)
I mean 1,000 2,000 and 5,000rp notes even for poor people must be the most worthless note or one of in the world

Its like 1/15th of a $
Not even a dime or a quarter

IMHO a very arrogant comment, irrespectfull for people of lower social level.
In France we would say "typical Parisian bourgeois"....
Sorry mate, but posting this kind of comment on a forum ?

 

[snpark]

IMHO a very arrogant comment, irrespectfull for people of lower social level.
In France we would say "typical Parisian bourgeois"....
Sorry mate, but posting this kind of comment on a forum ?

Why? I'm telling the truth. What's your problem?
When I go to the UK and I get small loose change I leave it on the counter or put it in the charity box.

If $1 means so much to you then great. But for me it's not such a big deal so I give my small change away as tips or charity or donations or whatever you want to call it.
I just personally don't want to go home with a pocket stuffed full of dirty filthy 2000 and 5000rp notes which even all added up probably don't even make $10 total or 50,000rp total which is barely a beer.
So I give them away.

And I get criticism for that? Why?

 

[snpark]

IMHO a very arrogant comment, irrespectfull for people of lower social level.
In France we would say "typical Parisian bourgeois"....
Sorry mate, but posting this kind of comment on a forum ?

To all the people of lower social level who read this forum.

You're welcome for the free money from me

 

[Balifrog]

And I get criticism for that? Why?

Think harder.....

 

[snpark]

Think harder.....

Clarify it. Pretend I'm as stupid as you think I am. That way your position is clear as to your prejudice and hatred and jealousy of me because I said I don't bother picking up coins and small denomination notes from my change.

If you do and you need the money then great for you.
For me though I'm just not bothered. So I leave it.

How is that such a big social issue? I'm helping the lower class that you are so keen to defend.

Its not like I throw it in the bin. I'm leaving it and giving it to others less fortunate than me

 

[fastpitch17]

Clarify it. Pretend I'm as stupid as you think I am. That way your position is clear as to your prejudice and hatred and jealousy of me because I said I don't bother picking up coins and small denomination notes from my change.

If you do and you need the money then great for you.
For me though I'm just not bothered. So I leave it.

How is that such a big social issue? I'm helping the lower class that you are so keen to defend.

Its not like I throw it in the bin. I'm leaving it and giving it to others less fortunate than me

OK,
You only carry 20rebu notes and up. Parking is 3,000. 17,000 tip or make the people behind you wait until the attendant separates the bills so you get just the ones you want?

Leaving change to whoever checks you out basically is you saying you are giving your change to the less fortunate. You mean the less fortunate retailer/vender who has a business or the less fortunate worker who has a job already. Then when you walk out and see the one legged trash collector you probably think, if I had any small bills I would give him some but, too bad. There are so many more deserving individuals that you see every day that would have greater needs than a retailer or someone who already has a job.

You don't want to touch that dirty money. Oh, boo,hoo. Ever read up on just how long bacteria lives on things like money? Least of your worries. Ever hear of hand sanitizer if you are such a germaphobic? You can always slip the small bills into your pants pocket if adding anything to your wallet makes it fatter than it already is with all those bigger notes.

People in need are very greatfull of anything someone offers. I am not talking about the groups of women,silver kids, or young children at the intersections. We all know that the majority of that cash ends up in some criminals pocket. Just driving down the street you can see many that are struggling financially but still carry on. 1, 2, 5K would mean the world to them.

You put the value of money here to shame. You ask, what you can get for a dollar. In the US, very little. In Indonesia quite a bit. Maybe not for your lifestyle but to an Indonesian in need, a meal or more than one. New sandals or a new shirt in the discounted pasar. A trip in an Angkot so they don't need to walk the kilometers to get to their destination. So any things.

 

[Samoerai]

Clarify it. Pretend I'm as stupid as you think I am. That way your position is clear as to your prejudice and hatred and jealousy of me because I said I don't bother picking up coins and small denomination notes from my change.

If you do and you need the money then great for you.
For me though I'm just not bothered. So I leave it.

How is that such a big social issue? I'm helping the lower class that you are so keen to defend.

Its not like I throw it in the bin. I'm leaving it and giving it to others less fortunate than me

It shows you put some thoughts into it, why you won't carry small notes. I think actually the same when it comes to coins, also when in The Netherlands, too heavy to carry anywhere. I think most of us will think the same about coins. Delivering the message could be worked on, though. C'est le ton qui fait la musique, also on this forum, apparently.

 

[snpark]

OK,
You only carry 20rebu notes and up. Parking is 3,000. 17,000 tip or make the people behind you wait until the attendant separates the bills so you get just the ones you want?

Driver pays
Taxi
Grab
Everything is done on the app
Even the grab food guy when he says he wants parking. All paid by the app or the driver.

Another reason not to drive here. Every single u turn and junction and reversing into the street someone asking for small change.

Leave that to the driver to worry about. That way also it's not bule price

If you drive your own car then you have the parking queue in the mall etc the exit the walking

Just use grab. Door to door. Tip toll parking etc all paid on the app

See. Simple.
And yes every note is filthy. But the smaller ones especially are so screwed up and old and disgusting.
At least the Blues and reds are hot from the ATM or just get from the branch and ask for the new ones.
And for tips I never leave on the plate etc. I give directly to the person and say thankyou and smile. A nice crisp blue or red/s depending who what why etc

Regular outlets sometimes get boxes of donuts from me. My bank, the money changer, my favourite restaurant or bar etc. Few hundred thousand for 4 dozen JCo and they are all happy I'm thinking of them even I'm not there.

The security guy or my favourite Ojek man sometimes get a bag of Nescafe sachets. 50rb for 30 sachets of instant coffee.

Its only small things but it means a lot to them more than a casually discarded dirty bank note.
Even my manicure girl who loves durian sometimes gets a pack or 2 from Ranch Market depending on my mood and time

And they all get THR or a surprise transfer on bday etc. I have all their BCA numbers etc

So I'm not quite the c*nt you try to make me out to be just because I can't be bothered to pick up the small notes.
And sadly there's no one legged man near me.

 

[snpark]

It shows you put some thoughts into it, why you won't carry small notes. I think actually the same when it comes to coins, also when in The Netherlands, too heavy to carry anywhere. I think most of us will think the same about coins. Delivering the message could be worked on, though. C'est le ton qui fait la musique, also on this forum, apparently.

Je compris. But I'm blunt and to the point. No need to sugar coat everything. That way I don't get stressed. Sh*t happens. I can't control it.

It is what it is, kan?
C'est la vie

 

[pantaiema]

The current Indonesian president is not stupid, he knows that Indonesia should not solely depend on other the National Payment Gateway as a method of electronic payment.

It is an ancient argument like "food security, political economy of food"
that might still be relevant today. It is against the theory of comparative advantage from David Ricardo, but a nation should have some degrees of food security by growing their own food even it is more expensive than just importing it, to reduce dependency with other nations.

What happen when there is a blockage, or worse war with the nation who control the food or payment system.
You might have war machines but you can not eat it if there is a food blockage.
In case of National Payment Gateway, the payment was blocked to cripple economy.

 

[Samoerai]

comparative advantage

Yes, that theory failed ... during the pandamic, right?

 

[pantaiema]

IMHO a very arrogant comment, irrespectfull for people of lower social level.
In France we would say "typical Parisian bourgeois"....
Sorry mate, but posting this kind of comment on a forum ?

If Rp20k, Rp5k is not worthy for someone that is fine, it is his own money. If a person just wants to present a show case of his social status like making comment like this :
"To all the people of lower social level who read this forum. You're welcome for the free money from me.
20,000rp is about €1.20 or £1 I don't even think I carry them. Too small for me to be worried about. If I even get one in my change I don't pick it up. I mean 1,000 2,000 and 5,000rp notes even for poor people must be the most worthless note or one of in the world"

If you do not collect the Rp20k, Rp5k, it is fine. Other people are also giving donation, tips or giving it to beggars, homeless people on the street with that sum. They do not shout to the other people.

But apart from being derogatory and disrespectful to disadvantage people, the main point here is that this comment is misleading painting it Rp5k, Rp20k is worthless for disadvantage people. It is typically coming from the same ignorant making a comment without observation or understanding of the subject.

You could get meals for Rp5k in Indonesia.

Murah Banget! Bawa Uang Rp 5 Ribu Sudah Kenyang Makan di Warung Rey

Cukup bawa uang Rp 5 ribu, Anda bisa kenyang makan di warung bang Rey yang berada di Kisaran. Setiap hari Ani cuma menyediakan 200 porsi makan siang.

www.detik.com

Very cheap! Bring Rp. 5,000. It's already full to eat at Warung Rey Thursday, 16 Jun 2022

https://food.detik.com/info-kuliner...kali-sehari-di-wonogiri-cukup-rp-10-ribu-saja
Very cheap-meals-3-times-a-day-in-Wonogiri-enough-rp-10-thousand-only 13 Feb 2023

Let alone for Rp20k or you include children, from a disadvantage family in remote area in Indonesia.
Even in Europe you still get changed for 1p, 1c which is equivalent to idr150-200 nowadays. You could exchange it in a bank or using coin counting machines.

This is another discussion of misleading comment from the same person who is accusing another person of trolling and posting nonsense.

The problem here, this misleading comment are read by other people.
www.expatindo.org/community/threads/international-money-orders.6722/#post-93081

 

[Samoerai]

Back on track ... I heard some complaints of expats that their bankcards (Visa and Master) are being refused. Is it happening already ... ?

AMP Capital Investors Limited – Travel Daily Media

www.traveldailymedia.com

 

[snpark]

Back on track ... I heard some complaints of expats that their bankcards (Visa and Master) are being refused. Is it happening already ... ?

AMP Capital Investors Limited – Travel Daily Media

www.traveldailymedia.com

Not for me. Not that I've heard of anyone

You sure it's not forgotten wrong pin etc
Or account closed no kitas etc?