International Money Orders

[Digitarius]

Is anyone aware of where to get one of these, or even a cashiers check? Although there are numerous Western Union locations in Yogyakarta and throughout Indonesia they don't offer international money orders. I checked in IN POS and other places some have never heard of them. Not sure of any banks offer them and they are still in use in many countries except Indonesia it seems. I need to send one to a government office in another country and they say they only accept money orders. Any information would be appreciate, thanks.

 

[snpark]

Not available here
Make sure it's not a scam a la Nigerian etc
Even in Europe it would be difficult impossible to get money order demand draft etc heck even travellers cheques?

 

[Digitarius]

Not available here
Make sure it's not a scam a la Nigerian etc
Even in Europe it would be difficult impossible to get money order demand draft etc heck even travellers cheques?

No it's not a scam I was actually at this office but found out after I left I needed to send a money order or cashiers check. I've done business with this office before.

 

[snpark]

Let me guess. America? Lol

 

[Digitarius]

Let me guess. America? Lol

No, the place doesn't matter a money order or cashier check is what I need and I am surprised it's so hard to find here, especially in a bank like BCA.

 

[snpark]

Why does it surprise you? Even in Europe you will nowadays find it hard to find any paper based financial instruments. Everything is online or digital
Who even uses cheque books these days?
I can't remember when I last even saw a cheque let alone wrote one myself

Travellers cheques, bank demand drafts etc are almost obsolete these days.
That's why I said most likely only a country like USA would insist on such a thing. One of the worst banking systems in the developed world.

I always get my clients to do transfers in Euro, arrive in a day, safer, securer, and quicker. USA banks always make mistakes and start asking why what who and insist you put down the correspondent bank in NY as well.

GBP or Euro you can send it first thing there and even receive it same day here (I'm talking a normal bank transfer).

US$ takes 2-4 days still and they always make mistakes on names or numbers so you have to faff about here proving it is your money and they made the mistake inputting it.


Anyway no sorry no idea where you can get a bankers draft there days. Sorry

 

[pantaiema]

Why does it surprise you? Even in Europe you will nowadays find it hard to find any paper based financial instruments. Everything is online or digital
Who even uses cheque books these days?
I can't remember when I last even saw a cheque let alone wrote one myself

There are still tons of paper cheques being used in Europe by high street banks and/or building societies to this date. But nowadays some banks produce their own cheque scanner built up in the apps. So people could process it from the comfort of their homes without the need to go the branches.

 

[snpark]

There are still tons of paper cheques being used in Europe by high street banks and/or building societies to this date. But nowadays some banks produce their own cheque scanner built up in the apps. So people could process it from the comfort of their homes without the need to go the branches.

As usual your post is totally useless and irrelevant to the OP - we are talking about Indonesia and bankers drafts and cheques here, not in Bromley High Street from Natwest bank

 

[pantaiema]

As usual your post is totally useless and irrelevant to the OP - we are talking about Indonesia and bankers drafts and cheques here, not in Bromley High Street from Natwest bank

Do you have problem with comprehension ??

Keep in mind this thread is read by many people not just you or the OP.
Your post is misleading, misinformed: Even in Europe you will nowadays find it hard to find any paper based financial instruments. Who even uses cheque books these days.

Even in Indonesia there are still many people are writing cheques. Just because you do not use cheque does not mean other people do not use it.

 

[snpark]

Your post is misleading, misinformed: Even in Europe you will nowadays find it hard to find any paper based financial instruments.

Yes and you even corroborrated that with your post about banks using their own digital apps

I made the point that not just in Indonesia but also internationally you will find it hard to get an IMO

 

[pantaiema]

Yes and you even corroborrated that with your post about banks using their own digital apps

I made the point that not just in Indonesia but also internationally you will find it hard to get an IMO

This is another comprehension problem ?? "But nowadays some banks produce their own cheque scanners built up in the apps". Many building societies, some high street banks still do not have built in cheques scanners, some still do not have apps, especially building societies. People are still processing it on the branches.

Also as mentioned previously. Even in Indonesia there are still many people are writing cheques. Just because you do not use cheque nowadays, it does not mean other people do not use it.
In Bali many money changers still accept travellers' cheques and will exchange travellers' cheques for local currency, in Rupiah, although the rate is not as good as exchanging cash in foreign currency for Indonesian Rupiah.

 

[snpark]

Accepting TC and issuing them is 2 seperate different things.

 

[nd_eric_77]

This is another comprehension problem ?? "But nowadays some banks produce their own cheque scanners built up in the apps". Many building societies, some high street banks still do not have built in cheques scanners, some still do not have apps, especially building societies. People are still processing it on the branches.

Also as mentioned previously. Even in Indonesia there are still many people are writing cheques. Just because you do not use cheque nowadays, it does not mean other people do not use it.
In Bali many money changers still accept travellers' cheques and will exchange travellers' cheques for local currency, in Rupiah, although the rate is not as good as exchanging cash in foreign currency for Indonesian Rupiah.

I have been living and working in Jakarta / Tangerang since 2010 and have never seen a paper cheque or traveler's cheque in Indonesia. Where are all these people writing cheques?

 

[snpark]

I have been living and working in Jakarta / Tangerang since 2010 and have never seen a paper cheque or traveler's cheque in Indonesia. Where are all these people writing cheques?

Prison now. Lol.

 

[snpark]

I have been living and working in Jakarta / Tangerang since 2010 and have never seen a paper cheque or traveler's cheque in Indonesia. Where are all these people writing cheques?

Locked in Pantomime"s basement

 

[pantaiema]

I have been living and working in Jakarta / Tangerang since 2010 and have never seen a paper cheque or traveler's cheque in Indonesia. Where are all these people writing cheques?

Your time reference is since 2010 to this date?? Even today you could still exchange a traveller cheque for cash it in many money changers or big banks such as BCA, Bank BNI, but the rate is typically lower than bank notes also because of less convenience. But some people can not get credit card, debit card. Also because they still believe that Traveller cheque has an added security of needing an ID to be cashed.
Here for instance you could cash it in Bank BNI

Traveller's Cheque | BNI

www.bni.co.id

In Bali big money changers such as centralkuta, bmc, balibestrate will accept it but worse exchange rate than bank notes.

About paper cheque issued by the Indonesian banks to be used in Indonesia is much more prevalent especially if involving large sum of money. This is example of paper Cheque (e.g Bilyet Giro BG)", a paper cheque that could only be transferred to a bank account, not for cash.

The most famous case is "Akidi Tio" (Search it) want to write a BG for IDR2T in 2021. It is typically used to pay, to transfer money to someone else in large quantity. As usual in Indonesia, for small quantity cash is king or sometimes payment/fintech apps, for moderate sum Credit/debit cards. But you can not use this payment method involving a few hundred milions IDR.

Beredar Penampakan Bilyet Giro Rp 2 T Akidi Tio, Beneran?

Jagad media sosial dihebohkan dengan beredarnya foto bilyet giro Rp 2 triliun.

www.cnbcindonesia.com

Here are examples within your time frame (e.g after 2010).

Many people in Indonesia have been living in their cities / Villages for their whole life but they never see Jakarta, Bali, Surabaya as they do not even travel. Does it mean Jakarta, Bali, Surabaya do not exist ?? Many people do not need to transfer/pay a few hundred millions rupiahs so will not see the BG like the above. Does it mean BGs are not in use ??

Developed country with much more advanced financial system are still using paper cheques., paper instruments. In Europe for instance, Many building society, banks are still issuing paper cheque, you could exchange traveller cheque in any UK post offices. You could still convert your paper share certificate proving a shareholder's ownership in a company to electronic shares for a fee. But certainly the trend is in decline and gradually phased out as the emerging of "open banking" as the future of payment/banking system is gradually developed.

 

[pantaiema]

Other examples

 

[pantaiema]

Locked in Pantomime"s basement

Prison now. Lol.

See the post above. Do you understand what Pantomime"s basement or prison are? Is this another example of problem with cognitive and comprehension??

 

[snpark]

OMG again you are repeating yourself with an irrelevant point

Firstly most of your examples are years old and just images fromm Google

The op wants an international money order
Not a domestic bank draft

Please, since you are so keen to prove me / us wrong go to Mandiri and ask for an INTERNATIONAL MONEY ORDER for say $500

See what they say

Don't just copy from Google images pictures of 5year old domestic sample bank demand drafts

Even what you posted is not a proper personal cheque drawn on a personal account

One is for Covid relief or something. Account number 123456 ?!

 

[pantaiema]

OMG again you are repeating yourself with an irrelevant point

Firstly most of your examples are years old and just images fromm Google

The op wants an international money order
Not a domestic bank draft

Please, since you are so keen to prove me / us wrong go to Mandiri and ask for an INTERNATIONAL MONEY ORDER for say $500

See what they say

Don't just copy from Google images pictures of 5year old domestic sample bank demand drafts

Even what you posted is not a proper personal cheque drawn on a personal account

One is for Covid relief or something. Account number 123456 ?!

I am commenting your misleading answer, not the OP. Did you not recognise it from the beginning ?

I am also responding to the "nd_eric_77" question.
"I have been living and working in Jakarta / Tangerang since 2010 and have never seen a paper cheque or traveler's cheque in Indonesia. Where are all these people writing cheques?

The images above are evidence.
I personally know a few people in Indonesia are writing BGs involving a large sum of money. But it can not be posted in here as evidence for obvious reason. Let alone to be worthy just to prove it to someone who might have a severe cognitive or comprehension problem. Thus the use of images available in public domains is more appropriate where anyone interested could see it

Now a challenge for you, if this what is needed to tell a person with a severe cognitive or comprehension problem. Write to my friends, my relatives a cheque (BG) in Indonesia a few hundred millions IDR issued by an Indonesian bank to be transferred to another Indonesian Bank. We will be filming it when they cash it as evidence and post it on YT so everyone interested could see it. Will you accept that challenge?