My son is "married" but not officially - ie his wife is not yet on his kartu keluarga. That may take some time. I'd like her to be covered by BPJS, but she must register as a single person. A question I have not an answer for is how long a person must be in the scheme before full coverage is available? And when the time comes for her to join my son on the KK, is a transfer easily accomplished without any loss? Can anyone help?