- Jul 24, 2016
Yes, I can already hear the laughter. Auto insurance in Indonesia, what's that???... However, we just bought a new car (for cash) and are keen on insuring it, for two reasons really. First, to be able to get the car repaired properly by our dealer at minimum cost in the event of an accident (whether deemed to be our fault or not) and second, to have adequate third party liability insurance to minimize low IQ discussions over fault/compensation in the event we are in an accident that damages another vehicle and/or hurts another person. We have already installed a black box camera front and rear to ensure that in case of incident all is video recorded, but the issue we have is that the insurance company we are in discussion with only insures third party liability up to Rp. 100 juta. This seems like a lot, but given the kamikaze motorcyclists (many of whom in Bali don't wear helmets), in a serious accident involving hospitalization this would probably not be enough. Can anyone recommend an insurer with higher third party limits? Cheers.