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  1. C

    Health insurance

    Correct, which comes from fund value that factors in all the variables above. That's how you get the surrender value.
  2. C

    Health insurance

    In case of surrendering unit-linked policy insurance, for any providers, remember to check the surrender charge, the earlier you surrender, the bigger your charge will be. Usually there will be several years before you get to surrender free of charge. It's all printed in your proposal and...
  3. C

    Health insurance

    *To clarify: Same in the sense of what every provider calls "direct billing" or "cashless" applies on the partner hospitals only, and reimburse for the rest. Which hospitals are in the list can differ a bit, but most big hospitals are in the list.
  4. C

    Health insurance

    Quick comment on the direct billing It's the same for all providers here on their individual health plans. Everyone has direct billing partner hospitals (or "cashless" as they call it here), Indonesia and abroad. Reimburse for the hospitals that are not in the list, but in your coverage area...
  5. C

    Health insurance

    Lol very true jstar. Almost everyone is an agent now. Makes it harder to sort. Confirm. Agents are non-independent, we're affiliated with one company only.
  6. C

    Health insurance

    Manulife Direct billing on partner hospitals Reimburse on the the other hospitals inside your coverage area
  7. C

    Health insurance

    Thanks Samoerai
  8. C

    Health insurance options for tourist visa holders

    Usually the insurance will ask for your passport number and KITAS/KITAP, plus some questions on your financial and medical condition. I'm an insurance agent in case you're wondering
  9. C

    Health insurance

    Our health insurance provides: (1) Coverage in Asian countries and beyond (2) No annual medical questionnaires / tests (3) Annual contract available (4) Optional outpatient/dental/maternity add-ons T&C applied. Discuss the best plan for you at +628975100899 (WA) or direct message me. No strings...
  10. C

    medical insurance

    Great. Yes, but it's "conversations" here. You can find it from the profile of the member you want to talk to or through the mail icon on the bar
  11. C

    medical insurance

    No worries :ROFLMAO::ROFLMAO::ROFLMAO:, if it suits you that's good, if not then that's fine too. Unfortunately, I'm a male a-sha 🙃
  12. C

    medical insurance

    No problem a-sha. I know because I'm an insurance agent myself 😅. I can dm you some quotes if you want to
  13. C

    medical insurance

    Well basically whether it's a traditional policy (which you're considering now) or unit linked, both will increase in costs. The increase in traditional ones are reflected directly in the rising premiums, while in the unit linked it's hidden as long as your stocks perform well over the insurance...
  14. C

    medical insurance

    Your unit linked premiums could be not enough for paying the insurance costs, mainly due to rising insurance costs and the event of stock market crash. In 2020, many of unit linked policies from various providers have lapsed because of the stock market crash. In that case, to prevent a lapse...
  15. C

    Building Contractor

    Try Berkat Mandiri Jaya. You can check their insta @berkatmandirijaya. They did a lot of factories but they still accept some house projects.
  16. C

    Hello

    Alrighty. Thats not so bad. Thanks @nbailey
  17. C

    Hello

    Thanks @El_Goretto 🙏🙏🙏 !
  18. C

    Hello

    Lmao surprise surprise! Did you eventually buy from her though @Dharma Police ?
  19. C

    Hello

    Hi nbailey and thanks. About the shipping, how long does it take to arrive from the time of order? Also could you please pm me the contact or maybe her website? :ROFLMAO::ROFLMAO::ROFLMAO: I just try my best here dharma police. My fellow agents have already such an image that I have to caution...
  20. C

    Hello

    Thanks @atlantis ! Nice to meet you virtually

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