In case of surrendering unit-linked policy insurance, for any providers, remember to check the surrender charge, the earlier you surrender, the bigger your charge will be.
Usually there will be several years before you get to surrender free of charge.
It's all printed in your proposal and...
*To clarify: Same in the sense of what every provider calls "direct billing" or "cashless" applies on the partner hospitals only, and reimburse for the rest. Which hospitals are in the list can differ a bit, but most big hospitals are in the list.
Quick comment on the direct billing
It's the same for all providers here on their individual health plans.
Everyone has direct billing partner hospitals (or "cashless" as they call it here), Indonesia and abroad.
Reimburse for the hospitals that are not in the list, but in your coverage area...
Our health insurance provides:
(1) Coverage in Asian countries and beyond
(2) No annual medical questionnaires / tests
(3) Annual contract available
(4) Optional outpatient/dental/maternity add-ons
Discuss the best plan for you at +628975100899 (WA) or direct message me.
Well basically whether it's a traditional policy (which you're considering now) or unit linked, both will increase in costs. The increase in traditional ones are reflected directly in the rising premiums, while in the unit linked it's hidden as long as your stocks perform well over the insurance...
Your unit linked premiums could be not enough for paying the insurance costs, mainly due to rising insurance costs and the event of stock market crash. In 2020, many of unit linked policies from various providers have lapsed because of the stock market crash.
In that case, to prevent a lapse...
Hi nbailey and thanks. About the shipping, how long does it take to arrive from the time of order? Also could you please pm me the contact or maybe her website?
:ROFLMAO::ROFLMAO::ROFLMAO: I just try my best here dharma police. My fellow agents have already such an image that I have to caution...