No offence but these days I am amazed by the number of grown adult "expats" who seem to have no idea about the basics of international banking, offshore accounts etc.
Yes I appreciate some people are not so savvy and yes there are now faster online options, but every week on every forum, FB group etc I see "expats" asking the most basic of banking questions about "how to send money from x to y"
Nothing personal, but these things are some of the most basic things any expat should know from his or her first "posting"
Granted, this is my field of "expertise" but every adult should at least know what is a telegraphic transfer, SWIFT, MT103, how to send money bank transfer from UK to Indonesia, vice versa, etc and the most fundamental rule of all - the best investment you can have is CLEAR YOUR CREDIT CARD IN FULL MONTHLY.
If I told you I can make you 20%++ on your money guaranteed every year, you would take it?
Use your cards for everything, keep your own money in the bank making you interest.
Pay and clear the card every month in full - voila, no 20% interest from the bank. You get a great credit history with your bank for your spending power, get the highest credit rating, black cards, millions of airmiles, etc etc and your own money is always accessible and making you interest.
Winner winner nasi goreng dinner.